0% EMI

No mark-up, processing fee,or hidden charges on EMI facility

Instant Approval

Choose your EMI plan, enter your card details, and we are ready to ship you your product

No Down Payment

Shop your heart out without any down payment


(EMI Installments) Calculator

Total Cart Value
Instalment Tenure 3 Months 6 Months 9 Months 12 Months
 
Total Cart Value : The value of your shopping cart for all your items including delivery charges.
Instalment Tenure : Number of months you would like to choose to pay for the product using EMI.

How to pay with Credit Card (Tutorial)?


Frequently Asked Questions

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Daraz 0% Equal Monthly Installments (EMI) is a service offered by Daraz that allows you to purchase items available on the website with a deferred payment plan with 0% interest using your credit card.

Please note that the full outstanding payment will be blocked on your account until the installment repayments have been completed. The blocked amount will also be visible on your statement.

Customers can use any of the above-mentioned Bank’s Card to use swipe on delivery method and must fill up a hardcopy form to authorize 0% EMI at the time of delivery. In case of Online Payment, only Amex cards are available.

Daraz 0% EMI is available on all Daraz products except Beauty & Health, Fashion and Groceries equal to or greater than 10,000 Taka cart value. Please select the option with either 3, 6, 9 or 12 month tenure for repayment on checkout. You can use the EMI Calculator to see your monthly repayments.You can use the EMI Calculator to see your monthly repayments.

For EMI Transactions to be approved your total cart value should be equal to or less than the available credit limit on your credit card. Once a purchase is completed through using EMI, it will take up to 7-10 working days for the installment to reflect on your credit card statement.

Please note that the full outstanding payment will be blocked on your account until the installment repayments have been completed. The blocked amount will also be visible on your statement.

Yes, in case of return, your money will be reversed on your credit card within 12-15 working days. There are no charges for this reversal and it will be reflected on your subsequent statement.

Please note, reversals on your credit card is the only refund payment method available for items purchased using Daraz 0% EMI and subsequently returned or canceled.

Unfortunately, only full cart values can be converted into an AI plan.

Unfortunately, Daraz 0% EMI plan is only available for certain bank partners for now. As soon as Daraz offers 0% EMI for other Banks; it will get updated it in the website.

Select the relevant bank to see contact information of the bank and ask them why the transaction is being rejected.

Super convenient online payment with credit cards at daraz.com.bd

Largest online supermarket in Bangladesh, daraz.com.bd brings a revolutionary changes for its loyal online shoppers. Now customers of Daraz BD can easily avoid cash on delivery of total cart value by using a payment partner credit cards at daraz online shop. Nowadays, EMI system in online shopping plays a big role in e-commerce sector in Bangladesh. That's why Daraz Bangladesh gives the ultra opportunity for buyers to shop online via EMI facility. Daraz BD brings several renowned banks in Bangladesh as its payment partner banks. City Bank, Standard Chartered Bank, Bank Asia, UCB Bank, NRB Bank, Dutch-Bangla Bank, BRAC Bank, Eastern Bank Ltd are now online payment partners of Daraz Bangladesh. Customers can avail 0%(interest free) EMI facility by paying through the credit cards of Daraz banking payment partners. In Bangladesh, Daraz BD has the most easiest payment methods for shopping online.

Shop online with safest payment gateway at Daraz BD

Customers will get up to 10% cashback for using EMI facility on the total order value. They will get their cashback amount on the next billing cycle of his bank. Online shoppers will get 10% cashback for online payment and 7% cashback for swipe on delivery for using payment partner credit cards for choosing EMI facility while order checkout. Please note that this EMI will be calculated on the total order value.

The EMI Plan offers the following features:

Shop now, but pay later gradually with Daraz BD EMI system

Interest free EMI facility of Daraz BD will available on all Daraz products except Beauty & Health, Fashion and Groceries equal to or greater than 10,000 taka cart value. Customers have to select the option with either 3, 6, 9 or 12 months tenure for repayment on checkout. Buyers can use the EMI Calculator to see their monthly repayments. This EMI facility tells you that everyone can buy products online instantly, but there is a easier option to pay later gradually. There is no markup, processing fee or hidden charges even on AI facility. Shop online with ultimate pleasure without any kind of down payment. Just choose your EMI plan, enter your card details, and Daraz team is ready to ship you your product by giving instant approval. Now, with the EMI facility, online shopping in Bangladesh is much more convenient than any other time period.

Get relaxed with super convenient and easiest online shopping via best payment gateways from daraz.com.bd. Enjoy great online shopping experience in Bangladesh at Daraz BD.