0% EMI

No mark-up, processing fee, or hidden charges on AI facility

Instant Approval

Choose your AI plan, enter your card details, and we are ready to ship you your product

No Down Payment

Shop your heart out without any down payment

Payment Partners with EMI (Upto 10% Cashback)


EMI Tenure Total Amount
3-6 Months TK. 10,000-1,00,000
9-12 Months TK. 1,00,000 & Above


Payment Partners EMI Cashback Details


  City Bank
Cashback on POS 7%
Cashback on Online Payments 10%

How can I make a EMI payments on Credit Cards for Online Payments?



STEP 1

Select Your Product(s)

All products available on Daraz are eligible for AI with total cart value worth equal or more than Tk. 10,000

STEP 2

Proceed To Checkout

Choose your preferred card from the list of payment options

STEP 3

Enter Card Details

Select your Card Type, Input Details and Confirm Payment

How can I make EMI payments on Credit Cards for Swipe on Delivery? (Inside Dhaka Only)



STEP 1

Select Your Product(s)

All products available on Daraz are eligible for AI with total cart value worth equal or more than Tk. 10,000

STEP 2

Proceed To Checkout

Choose your EMI with Cards from the list

STEP 3

Enter Card Details

Confirm the order and You’re done! Our team will bring the POS machine with appropriate forms to your door


(EMI Installments) Calculator

Total Cart Value
Instalment Tenure 3 Months 6 Months 9 Months 12 Months
 
Total Cart Value : The value of your shopping cart for all your items including delivery charges.
Instalment Tenure : Number of months you would like to choose to pay for the product using EMI.

Frequently Asked Questions

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Daraz 0% Equal Monthly Installments (EMI) is a service offered by Daraz that allows you to purchase items available on the website with a deferred payment plan with 0% interest using your credit card.

Please note that the full outstanding payment will be blocked on your account until the installment repayments have been completed. The blocked amount will also be visible on your statement.

Apart from Amex; all other cardholders need to fill up a hardcopy form to authorize 0% EMI. This form will be available with the Daraz riders who drop your products in your doorstep

Daraz 0% EMI does not have any mark-up, down payment or any other hidden cost attached to it.

Daraz 0% is available on all Daraz products with a total cart value equal to or greater than BDT. 10,000. Please select the option with either 3, 6, 9 or 12 month tenure for repayment on checkout. You can use the EMI Calculator to see your monthly repayments.You can use the EMI Calculator to see your monthly repayments.

For EMI Transactions to be approved your total cart value should be equal to or less than the available credit limit on your credit card. Once a purchase is completed through using EMI, it will take up to 7-10 working days for the installment to reflect on your credit card statement.

Please note that the full outstanding payment will be blocked on your account until the installment repayments have been completed. The blocked amount will also be visible on your statement.

Yes, in case of return, your money will be reversed on your credit card within 12-15 working days. There are no charges for this reversal and it will be reflected on your subsequent statement.

Please note, reversals on your credit card is the only refund payment method available for items purchased using Daraz 0% EMI and subsequently returned or canceled.

Unfortunately, only full cart values can be converted into an AI plan.

Unfortunately Daraz 0% EMI plan is only available for AMEX or SCB. As soon as Daraz offers 0% EMI for other Banks; it will get updated it in the website

Please call respective Banks helpline as follows CityBank Amex: 16234 & SCB: 16233

In case of early closure of installment plan (before completion of tenure), pre-payment charges will be BDT XXXXX or X% of the remaining amount whichever is higher.