0% Markup

No mark-up or hidden charges on Bank's EMI Plan facility.

Instant Approval

Choose your Bank's EMI Plan, enter your card details, and we are ready to ship you your product

No Down Payment

Shop your heart out without any down payment

Bank Partners who support 0% EMI

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P@y Flex

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0% SimpleBuy

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Smart Installment Plan

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Frequently Asked Questions


Daraz EMI is a service that allows you to purchase items through a deferred payment plan using your credit card. The full outstanding payment will be blocked on your account until the instalments have been completed. The blocked amount will also be visible on your statement.

EMI does not have any mark-up, down payment or any other hidden cost attached to it.

Daraz 0% EMI is available on all Daraz products equal to or greater than 10,000 Taka cart value. You can use the EMI Calculator to see your monthly repayments. For EMI, transactions to be approved your total cart value should be equal to or less than the available credit limit on your credit card. Once a purchase is completed through using EMI, just call Daraz customer Care number to ensure you want to take EMI facility for your order. After successful product delivery Daraz team will send a rider with required bank EMI form to get it filled up by the cardholder. It will take up to 7-10 working days for the installment to reflect on your credit card statement.

  • All Fashion & Beauty products (EMI on watches only)
  • Books & Stationery
  • Groceries
  • Vouchers
  • Baby, Kids & Toys

For EMI Transactions to be approved your total cart value should be equal to or less than the available credit limit on your credit card.

Yes, in case of return, your money will be reversed on your credit card within 12-15 working days. There are no charges for this reversal and it will be reflected on your subsequent statement. Please note, reversals on your credit card is the only refund payment method available for items purchased using Daraz 0% EMI and subsequently returned or canceled.

Unfortunately, only full cart values can be converted into an EMI plan.

Unfortunately, Daraz 0% EMI plan is only available for certain bank partners for now. As soon as Daraz offers 0% EMI for other Banks; it will get updated it in the website.

Please call the Bank’s helpline to escalate the matter. If you have been charged any financial fees due to this, they will be reversed in your subsequent statement.

Call daraz helpline (16492) to convert your purchase into EMI. Currently EMI facility is available only for Dhaka city.