0% Markup

No mark-up or hidden charges on Bank's EMI Plan facility.

Instant Approval

Choose your Bank's EMI Plan, enter your card details, and we are ready to ship you your product

No Down Payment

Shop your heart out without any down payment

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Frequently Asked Questions


Daraz 0% Equal Monthly Installments (EMI) is a service offered by Daraz that allows you to purchase items available on the website with a deferred payment plan with 0% interest using your credit card.

Please note that the full outstanding payment will be blocked on your account until the installment repayments have been completed. The blocked amount will also be visible on your statement.

Customers can use any of the above-mentioned Bank’s Card to use swipe on delivery method and must fill up a hardcopy form to authorize 0% EMI at the time of delivery. In case of Online Payment, only Amex cards are available.

After ordering fill-up the form (3,6,9 & 12 months' tenure is available for above 10000tk transaction) and Sign the agreement.

Daraz 0% EMI is available on all Daraz products equal to or greater than 10,000 Taka cart value. Please select the option with either 3, 6, 9 or 12 month tenure for repayment on checkout. You can use the EMI Calculator to see your monthly repayments.You can use the EMI Calculator to see your monthly repayments.

For EMI Transactions to be approved your total cart value should be equal to or less than the available credit limit on your credit card. Once a purchase is completed through using EMI, it will take up to 7-10 working days for the installment to reflect on your credit card statement.

Please note that the full outstanding payment will be blocked on your account until the installment repayments have been completed. The blocked amount will also be visible on your statement.

Yes, in case of return, your money will be reversed on your credit card within 12-15 working days. There are no charges for this reversal and it will be reflected on your subsequent statement.

Please note, reversals on your credit card is the only refund payment method available for items purchased using Daraz 0% EMI and subsequently returned or canceled.

Unfortunately, only full cart values can be converted into an AI plan.

Unfortunately, Daraz 0% EMI plan is only available for certain bank partners for now. As soon as Daraz offers 0% EMI for other Banks; it will get updated it in the website.

  • All Fashion & Beauty products (EMI on watches only)
  • Books & Stationery
  • Groceries
  • Tours & Travel (Applicable on online EMI only)
  • Vouchers
  • Baby, Kids & Toys

Select the relevant bank to see contact information of the bank and ask them why the transaction is being rejected.

Looking for EMI in Bangladesh for online shopping?

Daraz.com.bd, biggest online shop in Bangladesh gives the amazing opportunity to shop products by EMI facility with no interest. If you looking to enjoy EMI in Bangladesh then Daraz BD is the best option to shop online on EMI. Daraz BD gives shoppers the best EMI for shopping in Bangladesh. Anyone having a credit card of a daraz payment partner bank is now able to taste this super EMI advantage. Daraz Bangladesh brings out the best online payment gateways to keep customer safety. So, you can now enjoy the super convenient shopping with EMI from across the whole Bangladesh.

What is EMI for shopping?

EMI, an equated monthly installment is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. Equated monthly installment is called EMI which is used to pay off both interest and principal each month so that over a specified number of years, the loan is paid off in full. EMI options are made by the bank or financial institutions for giving facility to make their latent dream to make real. This is true that many shoppers can't afford the costly products for their home and office only for budget issue. Its tough to bear the massive amount of costing, but they need a refrigerator or 4k led tv. Some are interested with iPhone X or iPhone 8. Here is the basics of using EMI facility from a bank credit cards. Now any customer can buy iPhone 8 on emi without any additional cost at daraz.com.bd.

Who supports 0% EMI facility at Daraz.com.bd?

All the payment partners of daraz.com.bd supports interest free EMI facility for shopping at Daraz BD website. Daraz bd payment partners are City Bank, Standard Chartered Bank, UCB Bank, NCC Bank, BRAC Bank, Eastern Bank, Midland Bank and Dhaka Bank etc. If you own any of these bank's credit card, then you can easily shop high end mobiles on EMI. If your preferred product price is over 10k, then you have the complete opportunity to buy tv, fridge, ac and more on EMI options from anywhere in Bangladesh.

Shop now, pay later with EMI at daraz.com.bd

Always wanted to buy a dream Smartphone, Laptop, Camera, Jewellery or other electronic gadgets? Dream will come really true now with Daraz BD EMI shopping. Shopping will be limitless with easy installation. Interest free EMI facility of Daraz BD will available on all Daraz products if the product price is 10k or higher. The wonderful thing is it's no interest option. Customers have to select the EMI option with either 3, 6, 9 or 12 months tenure for repayment on checkout. Buyers can use the EMI Calculator to see their monthly repayments. Daraz BD EMI facility tells you that shoppers can buy products online instantly, but they can pay later gradually. There is no markup, processing fee or hidden charges. Just choose EMI option, enter card details and enjoy shopping without any kind of down payment on easy monthly installment.